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SBA 504 Loan Program

Does your small business need an affordable loan guaranteed by the U.S. government? As a preferred lender for the SBA in most major markets, UPS Capital Business Credit can help. Commercial mortgage loans can benefit your business by making property ownership a reality and allowing you to use the real estate your company already owns as a resource for financing. Plus, commercial mortgage loans can be customized to meet your specific business situation.

Smart Financing for Growing Businesses:

  • Long-term loans for fixed asset projects
  • Loans from $250,000 to $4 million
  • Repayment terms of up to 20 years for real estate and 10 years for machinery and equipment
  • Competitive rates
  • Fully amortizing: no balloons
  • Low down payment; 10% equity required in most cases

Proceeds may be used for:

  • Purchasing land and buildings, new construction, or renovation of existing facilities
  • Acquisition of new machinery and equipment

Products are offered through UPS Capital Business Credit, a subsidiary of UPS Capital Corporation. Products may not be available in all areas. Check with your UPS Capital Business Credit representative for local availability. Credit availability is subject to approval. Products may be modified based on requirements.

More Information
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