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Franchise Financing

When you've finally found the right business opportunity, you want to take advantage of it now. UPS Capital Business Credit can help. As a preferred SBA lender in most major markets, UPS Capital Business Credit can process an SBA loan for you quicker and more efficiently than many other SBA lenders. Whether you are involved in a new or long-standing company or partnership, as long as your for-profit company meets SBA size standards, UPS Capital Business Credit can work with you to procure a loan.

SBA loan benefits:

  • Competitive rates
  • Loans from $250,000 to $2 million
  • Streamlined approval process
  • 10-year term; up to 25 years for real estate
  • Up to 85% financing available
  • No balloon payments

Proceeds can be used for:

  • Start-up of a new franchise
  • Acquisition of an existing franchise
  • Purchase of machinery and equipment
  • Refinancing of existing debt
  • Leasehold improvements
  • Commercial real estate
  • Construction
  • Franchise fees
  • Working capital

For more information on buying a franchise, please review the Federal Trade Commission's Consumer Guide to Buying a Franchise (Reprinted with permission by the Federal Trade Commission).

UPS Capital offers other solutions for franchises, including:

Products (other than the UPS Capital Merchant Services Program and the UPS Capital Visa® Platinum Business Card) are offered through UPS Capital Business Credit, a subsidiary of UPS Capital Corporation. Products may not be available in all areas. Check with your UPS Capital Business Credit representative for local availability. Credit availability is subject to approval.

The UPS Capital Visa ® Business Rewards Card is offered and issued by Chase Bank USA, N.A. ("Chase") and is subject to Chase's terms and conditions. All credit is subject to approval by Chase. The UPS Capital Visa Business Rewards Card is available only in the U.S.

All services in connection with the UPS Capital Merchant Services Program are provided by Paymentech and all fees charged for services are determined by Paymentech. All decisions regarding approval will be made solely by Paymentech under Paymentech's then current criteria.

More Information
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1-877-263-8772
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